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40449 Breton View Dr

Charming Breton Bay Townhome – Comfort, Convenience & Community LivingWelcome to the peaceful charm of Breton Bay, where lifestyle and location come together seamlessly. Nestled just steps from the Breton Bay Country Club, this beautifully maintained 3-level townhome offers the perfect blend of elegance, functionality, and leisure.Enjoy easy access to the club’s premier amenities—including golf, tennis, and a sparkling pool—while being only minutes from historic downtown Leonardtown, known for its waterfront dining, boutique shopping, and vibrant community events.Inside, this 3-bedroom, 3.5-bath home is designed with comfort in mind. The main level features low-maintenance vinyl flooring and an open-concept living and dining area, anchored by a gas-burning fireplace that brings warmth and charm. The updated kitchen offers stainless steel appliances and ample space for cooking and entertaining.Upstairs, the owner’s suite is your personal retreat—complete with a soaking tub, dual vanities, and a separate walk-in shower. The finished lower level includes a full bath and an additional bedroom, ideal for guests, a home office, or multigenerational living.Step outside to your private patio, the perfect spot to enjoy a quiet morning coffee or unwind after a long day.Features:3 Bedrooms / 3.5 BathroomsThree finished levels of living spaceUpdated kitchen with stainless steel appliancesGas-burning fireplace for cozy eveningsVinyl plank flooring on the main levelSpacious owner’s suite with soaking tub, dual vanities & separate showerFully finished lower level with additional bedroom and full bathroomOutdoor patio for relaxing or entertainingBenefits:Low-maintenance living perfect for busy professionals, first-time buyers, or downsizersFlexible floorplan for guest space, home office, or hobby areaMove-in ready with modern updates and warm touches throughoutMultiple indoor and outdoor living areas to suit your lifestyleAmenities & Location Highlights:Walking distance to Breton Bay Country Club – enjoy golf, tennis, and pool accessShort drive to downtown Leonardtown – shopping, dining, and community eventsScenic, quiet neighborhood with a strong sense of communityEasy commute to PAX River and local employersThis townhome isn’t just a place to live—it’s a lifestyle upgrade. Whether you're buying your first home or simplifying into something more manageable, this one checks all the boxes.Would you like a version tailored for a property flyer or listing website as well?

23055 Town Run Dr

Welcome to 23055 Town Run Drive!A Perfect Blend of Comfort, Elegance & Location in The Meadows at Town RunStep inside this beautifully upgraded Clarke Model by Quality Built Homes — offering over 4,000 sq. ft. of stylish, functional living space, built for how you live today. This 4-bedroom, 3.5-bath home is just a few years young and has been meticulously maintained, giving you all the benefits of new construction without the wait.Tucked in a quiet, walkable community just minutes from Downtown Leonardtown, this is more than just a home — it's a lifestyle upgrade.Home Highlights:Main Living SpacesOver 4,000 sq. ft. across 3 fully finished levelsElegant birch engineered hardwood flooring throughout main levelHardwood stairs to both upper and lower levelsCrown molding adds timeless charmSpacious family room with coffered ceiling, open to kitchen & breakfast nookPrivate home office with glass French doors — ideal for remote workFormal dining room with added windows and detailed trimDesigner KitchenPainted white cabinetry with crown moldingGranite countertopsStainless steel appliancesOpen concept perfect for entertainingPrimary Suite RetreatTray ceiling, double walk-in closetsSpa-style en suite with:Granite double vanitiesOversized tiled shower (4.5’ x 7’) with dual showerheads, bench, ledge & lightingCorner soaking tub for a true spa vibeFinished Lower LevelFlexible space for media room, gym, guest suite, or playroomAdds valuable square footage and optionsOutdoor LivingMaintenance-free composite deckStamped concrete patio — ideal for gatheringsCorner lot with beautiful curb appealRear-entry garage for a clean front elevationPrime Location BenefitsWalk to Duke Elementary School and the library5 minutes to Downtown Leonardtown shops, restaurants & waterfront10 minutes to Leonardtown Junior & High SchoolsEasy access to schools, shopping, dining, and major commuter routesWhy You’ll Fall in Love:Thoughtful layout with space for everyoneLike-new construction with premium finishesStylish upgrades without the hassle of buildingFriendly, quiet neighborhood with a strong sense of communityThis is more than just a house. It's where your next chapter begins.

38758 Mount Wolf Rd | 2.5 BA

**Charming Rambler on 75 Acres – Your Dream Home Awaits!** Welcome to this stunning 3-bedroom, 2.5-bathroom rambler-style home, set on 75 peaceful acres. Here’s what makes this property special: - **Spacious & Open Layout**: Beautiful wood floors throughout with a cozy family room featuring a fireplace. - **Bright, Modern Kitchen**: Open-concept design with a large island, granite countertops, and stainless steel appliances—perfect for cooking and entertaining. - **Luxurious Master Suite**: His-and-her walk-in closets, a spa-like bathroom with double vanity, a large soaking tub, and a spacious shower with multiple shower heads. - **Attached & Detached Garages**: The attached garage offers convenience, while the detached garage provides extra storage and is equipped with air conditioning and power—ideal for your equipment and toys. - **Outdoor Relaxation**: Enjoy nature on the screened-in porch, or gather around the built-in fire pit for fun evenings. - **Expansive Land**: With 75 acres, including cleared and perced sections, the possibilities are endless—perfect for those looking for space, peace, and opportunity. Don’t miss the chance to experience the tranquility and endless potential of this remarkable property!

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Mortgage Interest Rate Buy-Downs Explained

How to Win the Bid in a Competitive Market

In this video, I discuss the current state of the real estate market and provide tips and tools for navigating it successfully. I explain why competition is high and how to make your offer stand out. I also address the importance of understanding appraisal gaps and the role of pre-approval letters. Additionally, I share how our team can help eliminate stress and strengthen your home loan approval. If you're looking to buy a home, this video will provide valuable insights and guidance.Here is a link to a Sample Homebuyer Client Dashboard:https://www.buysomd.com/presentation/4KDRqrNHere is a link to a Sample Homebuyer's Advantage Offer Dashboard Sent to a Listing Agent:https://www.buysomd.com/presentation/99647/

Home Loan Hack for 2025 – A Temporary Buydown Can Help You Save!

In this video, I explain a strategy we're using to navigate the current real estate market with higher price points and interest rates. I discuss the impact of these factors on home prices and rental rates, as well as the importance of considering the long-term benefits of homeownership. I also present different transaction scenarios, including conventional loans and temporary buy-down options, to help you understand how these strategies can make homeownership more affordable. By the end of the video, you'll have a clearer understanding of whether it makes sense to purchase a home now or wait for interest rates to potentially decrease.

Feeling Trapped in Your Home by Your Low Interest Rate?

Many US Homeowners are feeling trapped in their existing homes by their low interest rates. They want to sell the home they’re in and move up to their dream home but higher interest rates and higher home prices create a major challenge. In this video, ‘The Listing Lender’ Steve Combs introduces a concept called a home purchase debt consolidation strategy. Thanks to home price appreciation over the last several years, this strategy is a solution for savvy homeowners looking to buy a bigger home in a higher interest rate market. Steve-Combs.com TheListingLender.com NMLS 381933

Reviews

"Steve is the best lender I've work with to date. He was very detailed from initial offer to closing and always kept me up to speed as to where I was in the process. I'll will be recommending him to anyone in the market for a home."

adam

"Steve Combs was great to work with! He’s very friendly, efficient and communicative throughout the entire process. He has helped me with the purchase of now 2 houses and would highly recommend him and Cornerstone Home Lending."

marcia beazley

"Steve Combs and his teams are best, if anyone looking to buy house first thing first, don’t hesitate to call Steve and get pre approval. I highly recommend"

rifz time

"Fantastic experience working with Steve and his team! Everyone was highly communicative throughout our home buying process and helped us navigate as first time home buyers. Highly recommend!"

kayla titialii-torres

"Joe was extremely easy to work with. He was very knowledgeable about the current market, timely and very communicative. I look forward to working with Joe in the future! Thanks for an easy transaction, Joe!"

lauren garner

"Steve Combs and his team were wonderful to work with. Very patient and explained our options well. Thanks for your help in making our dream come true!"

nancy lee

"Steve was amazing right from the beginning! He is clearly very knowledgable and is able to explain everything in a way that is easy to understand. He was very detail-oriented and worked to ensure we were well taken care of. We are so glad that we decided to trust Steve while buying our first home!"

amber noegel

"Steve Combs was very professional and hands on. I purchased from out of state and working with him was the easiest part of the whole process. My experience with Steve was smooth and straightforward and I feel he had my best interest at heart. Thank you!!"

ashley ellison

"Steve Combs is one of the best lenders I worked with. He treating his clients with professionalism and really care about getting the best terms on the loan for his clients. It’s not about his interest, it’s about what ever it takes to make his customers happy. I always refer my clients to Steve Combs."

natalya ford,