"Steve is the best lender I've work with to date. He was very detailed from initial offer to closing and always kept me up to speed as to where I was in the process. I'll will be recommending him to anyone in the market for a home."
adam
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Mortgage Interest Rate Buy-Downs Explained
How to Win the Bid in a Competitive Market
In this video, I discuss the current state of the real estate market and provide tips and tools for navigating it successfully. I explain why competition is high and how to make your offer stand out. I also address the importance of understanding appraisal gaps and the role of pre-approval letters. Additionally, I share how our team can help eliminate stress and strengthen your home loan approval. If you're looking to buy a home, this video will provide valuable insights and guidance.Here is a link to a Sample Homebuyer Client Dashboard:https://www.buysomd.com/presentation/96115/Here is a link to a Sample Homebuyer's Advantage Offer Dashboard Sent to a Listing Agent:https://www.buysomd.com/presentation/99647/
In Support of the Offer You Just Received!
[SAMPLE] Please find within this dashboard our clients financing options, the conditional loan approval letter, our appraisal gap strategy and supporting documents that helped our clients to feel confident in their offer on this beautiful home. Thank you for your consideration. Regards, Steve Combs NMLS 381933
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22171 Goldenrod Dr | 2.5% BA Comp
Great location in Meadow Lake with convenient access to Pax River Navy Base and nearby stores. New roof enhances the home's appeal and value. Bright and airy interior with newly painted walls. Spacious layout featuring new carpeting and fresh kitchen floor. Includes a spacious office/sitting room on the main level. Four bedrooms, including a generously sized primary suite with a soaking tub. Charming front porch made of composite material. Backyard oasis with a hot tub for ultimate relaxation. Schedule a showing today and make this home your own!
23649 Quiet Oak Ct | 2.25% BA Comp
Welcome to Your Dream Home! Here are the key features and highlights: Exterior: Manicured landscaping and inviting ambiance Spacious deck for entertaining Side-entry two-car garage Convenient gardener's shed Interior: Decorative wall treatments in every room Two-story foyer with rustic shiplap wall and farmhouse lights Family room with stunning shiplap wall and custom pine mantle Updated kitchen with shiplap accents on the island Modern laundry room with wallpaper and floating shelves Luxury Vinyl Plank flooring for durability and easy maintenance Additional Features: Natural gas heating and fireplace (no propane tank required) Chef's kitchen with granite countertops and updated appliances Primary bedroom retreat with black grass cloth wallpaper focal wall En suite bathroom with two separate vanities, tub, and shower Finished lower level with built-in cabinetry, full bathroom, and new bedroom Community amenities include a pool, sidewalks, and trash pick-up Convenient Location: Minutes away from water activities, restaurants, entertainment, shopping, and Patuxent NAS Perfect blend of luxury, comfort, and convenience for modern living Extras: Sprinkler system Ring doorbell and cameras with solar panels and backup batteries Two 100’ hose reels MyQ garage door unit for Chamberlain garage door openers Zoeller sump pump with battery backup and app control Ejector pump overflow valve and water sensor Dual thermostats with app control SmartThings controlled Samsung refrigerator and stove Battery-operated wall sconces in living room/office and spare bedroom Don't miss out on the opportunity to make this your own! Please note that the Lower Level Bedroom was finished in February 2024.